Nurses often bounce between assignments every few months. That means switching providers regularly unless you’ve got a flexible plan. With a PPO, you don’t have to waste time finding a new PCP or getting referrals over and over again. Plus, if your agency doesn’t offer solid coverage—or if their plan lapses between gigs—a PPO you buy yourself might offer better peace of mind. Need help sorting it out? A Health Insurance Consultant in Tennessee who works with mobile healthcare professionals can help match you with a plan that fits your travel pattern.

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